Franklin Lakes New Jersey


Families are drawn to Franklin Lakes New Jersey because it’s a quiet, small town where you can really enjoy the great outdoors. Yet, it’s still located within easy driving distance to New York City for a night on the town or to take in the cultural attractions, entertainment, and shopping that abound.

About Allen & Allen Insurance Agency in Franklin Lakes New Jersey

Allen & Allen Insurance Agency has served the insurance needs for a long time, over 90 years. In fact, we opened our first office in 1924, just two short years after Franklin Lakes was incorporated on March 11, 1922.

We live and work in Franklin Lakes New Jersey — the same community you call home. Our children play on the same playgrounds, we shop in the same stores, and participate in the same community celebrations year after year.

Our goal is to offer you the best insurance products available at affordable rates. As an independent insurance agency, we have the license to shop around on your behalf in order to find the perfect balance of coverage and cost to meet the needs of home and business owners in Franklin Lakes, NJ and in nearby communities like:

  • Fair Lawn
  • Glen Rock
  • Midland Park
  • Oakland
  • Ramsey
  • Waldwick
  • Wyckoff
  • And more!

Personal Insurance

We are particularly proud of our personal line of insurance products. We believe they are the basics that every family in Franklin Lakes needs to have. The following are among the most fundamental of policies we offer the people who call this great community home:

Home Insurance. Covers the structure and contents of your home, while also providing liability protection to homeowners.

Renters Insurance. While this policy doesn’t cover the structure of your rental unit, it will help with the costs of replacing possessions destroyed in a covered loss and from liability if you’re sued for a covered event.

Auto Insurance. A necessity for all New Jersey drivers: you should never leave home without it.

Valuable Items Coverage. A standard homeowner’s insurance policy places limitations on certain types of items. In order to replace these items in the aftermath of a covered event, you may need a valuable items policy in order to recover the full value of the items that may include things like the following:

  • Antiques
  • Computer Equipment
  • Furs
  • Home Theaters
  • Jewelry
  • Oriental Rugs
  • Stamp, Coin, Comic, etc. Collections
  • Stereo Equipment
  • Works of Art

Condo Insurance. We find that most people are surprised to learn that condo’s insurance only provides coverage for the things the condo landlord is responsible for — wall studs, floor joists, public spaces, and roofs in many instances. This leaves you responsible to replace or repair damage throughout your unit. You need your own personal insurance to cover these costs.

Umbrella Policies. Provides additional protection above and beyond what a standard liability policy offers. This can include additional liability events (such as libel or slander) or higher dollar amounts of coverage that kick in once your standard liability coverage is exhausted.

Business Insurance

Our business insurance coverage selection is also quite robust with coverage options that include:

  • Business Owner’s Policy (BOP)
  • Commercial Auto Insurance
  • General Liability
  • Professional Liability
  • Umbrella Insurance
  • Workers’ Compensation Coverage (WCI)

It’s an absolute must for NJ businesses and homeowners to protect their business and personal interests with not only the right combination of insurance to meet their needs, but also the right amount of insurance coverage.

That is why it’s so important to work with experienced and ethical insurance companies who are able to shop around to find you the perfect combination of cost and coverage.

Don’t sit back and hope you have the right insurance coverage for your home or business. Call Allen & Allen Insurance Agency today at: 201-891-8790 so you can be confident that your insurance needs are handled from start to finish.